Investing in Small Savings Post Office Schemes
Small Savings schemes are an excellent investment option for individuals seeking stability and security
Low Risk and Accurate Returns
Favored due to their enhanced investment security, credibility and safety
Post Office Schemes
Investors depositing Rs. 10 lakhs or more must now provide KYC and income verification documents
Recent Government Orders
To prevent illegal activities such as money laundering and funding terrorism
Why these orders now
Low Risk: Deposits up to Rs. 50,000
Medium Risk: Deposits exceeding Rs. 50,000 but below Rs. 10 lakhs
High Risk: Deposits exceeding Rs. 10 lakhs and politically exposed individuals residing outside India
Investor Categorization
Investors in all categories must provide two passport size photographs. Identity proof includes Aadhaar and PAN
Documentation for Investor Categories
Cash transactions exceeding Rs. 10 lakhs
Cumulative transactions exceeding Rs. 10 lakhs within a calendar month
Reporting Transactions
Submit bank/post office account statements, income tax returns, sale deeds, gift deeds, wills, or succession certificates
Additional Requirements for High-Risk Investors
Exploring Non-Physical Gold Investments
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